OCBF’s response to the European Central Bank on the collection of granular credit and credit risk data

The Office de Coordination Bancaire et Financière (OCBF) is a French professional association that brings together 140 small and medium-sized banks, including independent entities, subsidiaries and branches of large international banking groups. Its purpose is to bring its members together to discuss high-impact professional subjects, to help top management to anticipate the necessary changes that will affect the financial services sector and their business lines, and to provide information to its members. The OCBF would like to thank the European Central Bank (ECB) for consulting the European banking industry on its AnaCredit draft regulation and would like to raise the following points with respect to this project of regulation.

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