Alain Laurin heads the Financial Institutions Group’s teams with responsibility for ratings on banks in France, Benelux and Italy since June 2013. Between 2008 and 2013 Alain was Regional Credit Officer for the Europe, Middle East and African region (EMEA). Prior to joining Moody’s in August 2008, Alain was at Banque of France during  25 years where he held several positions in the International department – including a seven-year secondment to the World Bank – and in Banking Supervision - he was Director of off-site supervision between 2006 and 2008.